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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works. It’s not free money.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Here, we offer tips for creating your resolutions, learning how to keep them and even some New Year’s resolution ideas to get you started. Learn a new skill. Online personal development courses can help you build inner peace and soft skills. Learn about investing. Improve your credit score.

2024 298
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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. But none of these wealth moves are possible without acquiring the right skills first.

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How Employers Can Better Serve Neurodiverse Employees in 2023

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Some employers have already built a work culture inclusive to employees who identify as neurodivergent, while others are just learning the term; “neurodiversity” points to conditions as differences, not deficits. Taking time to learn about and consider these alternative interview methods can lead to more inclusive results.

2023 306
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. Drew Parker, creator of The Complete Retirement Planner, encourages young adults to check their credit score each year, aiming for that sweet spot of 720+, where you will receive the best loan, mortgage and credit card rates.

Finance 279
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6 Real-Life Budgeting Tips to Save More Money

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While I’ve been financially frugal my whole life, knowing how to save money is a skill that can be easily taught. I learned this financial lesson the hard way. I have different credit cards for different rewards, but I only swipe a few of them on a daily basis. I make an average salary. I contribute to my 401(k) monthly.

Budget 290
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The Biggest Financial Mistakes to Avoid in Your 20s

Success

Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. But none of these wealth moves are possible without acquiring the right skills first.