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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Learn a new skill. Online personal development courses can help you build inner peace and soft skills. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Empower yourself to live debt-free by paying down high-interest debts such as credit cards.

2024 266
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. Set yourself up for success. Somehow as we age, #adulting is just supposed to be intuitive.

Finance 276
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The Biggest Financial Mistakes to Avoid in Your 20s

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A turbulent housing market: 2023 was the most expensive home-buying year in a decade. Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds.

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Lessons From Past Recessions

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For anyone who lived through the fear and uncertainty of the 2008 financial crisis, hearing ‘recession’ from news anchors and pundits can bring up anxiety and fear. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? Beef up your emergency fund. Consider your skills and upskill.

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The Biggest Financial Mistakes to Avoid in Your 20s

Success

A turbulent housing market: 2023 was the most expensive home-buying year in a decade. Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. Leverage credit to your advantage.

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How to Prepare for a Recession

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One of the best things you can do to prepare for any financial downturn is to pay off your credit card or other high-interest debt. Eliminating a debt payment from your budget frees up funds for different uses and means you aren’t paying interest on outstanding balances. Beef up your emergency fund.

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