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7 Short-Term Financial Goals and How to Achieve Them

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Let’s take a closer look at how to set a short term financial goal through these seven examples. These seven examples of short-term financial goals are a great place to get started. For example, start by saving enough in your emergency fund to cover one month’s living expenses, then work your way up to six months over time.

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Business Travel Is Back: How to Maximize Your Miles

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Like any business owner, one of Neff’s focuses is keeping his business costs down , and when it comes to travel, one way he’s found to do that is with a good travel rewards card. And although Neff likes his current card, he wouldn’t pass up the right offer for a different one—one with a big sign-up bonus, for example.

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How to Teach Your Kids About Credit Cards

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On the surface, credit cards seem pretty straightforward: You use your card to purchase items and then pay the balance at the end of the month. But as many of us have learned the hard way, using credit can be all too easy, and you can go into debt quickly. Understand how credit works. Understand interest.

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8 Pieces of Financial Advice for New College Graduates

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You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. Use your emergency fund to cover the cost as much as possible. If you are paying back credit card debt, your minimum monthly payment should go in this category.

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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? Faced with spending decisions , you might ask yourself whether a purchase supports your core values. As you spend time reflecting on your values , start listing low-cost and free ways of sustaining them. Don’t list too many.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Purchase that daily latte, advises financial expert Nicole Lapin. Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. If you waste several minutes fussing with the coffeemaker each morning, then it might be cost-effective to buy your brew.