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Do I Really Need a Budget to Manage My Money?

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Have you tried to set up a budget to manage your money in the past but just felt frustrated and hopeless? Budgeting often brings up images of someone diligently entering numbers on a spreadsheet and trying to get the math to come out right. Experts will tell people with irregular incomes to budget for their lowest earning month.

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5 Long-Term Financial Goals and How to Achieve Them

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What are long-term financial goals and why are they important? Long-term financial goals are your money objectives that will take more than a few years to achieve. Your long-term goals are an important aspect of your financial health. These goals provide motivation, direction and discipline when managing your finances.

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10 Best Financial Management Tools for Personal and Professional Use

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Managing your business and personal finances can be a headache. We’ve put together a list of the best financial management tools for both personal and professional use. Professional money management tools tend to be extremely robust and not always suited to individuals. Honeydue Do you want to budget with your partner?

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Managing money is intimidating, but it’s 100 percent doable—and it’s pretty darn necessary if you want to be in control of your dollars. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. According to a Gallup survey , only one in three Americans prepares a detailed household budget.

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5 Warnings Signs That You’re About To Be Fired

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Declines in industry health, company financial instability, budget cuts, and departmental reorganizations are major warning signs of potential layoffs. Declining Industry or Company Financial Health Financial instability within your industry or your company is a clear indicator that layoffs could be on the horizon.

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Offering Financial Literacy Benefit Programs Could Save Businesses $40 Billion

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High financial stress among employees, including those with high incomes, can lead to mental and physical health impacts, which cost businesses in lost productivity. Employees suffering from financial stress are more likely to experience symptoms of depression, anxiety, and other mental health disorders.

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The 8 Biggest Financial Mistakes to Avoid in Your 60s

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Not enjoying their leisure years Emily Rassam, CFP ® and Senior Financial Planner for Archer Investment Management, has found that many clients avoid withdrawing their retirement funds. In the process, many miss out on travel, hobbies or experiences they wish to pursue because their health declines too much, Rassam says.