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5 Financial Basics Everyone Should Know

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Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. Ignoring the flash isn’t easy, and creating a system that works for you can take time and trial and error.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. See how your spending breaks down and determine where (or if) you need to adjust your budget.

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3 Ways to Avoid Overspending During the Holidays

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We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. And then November would roll around.

Holidays 261
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How to Prepare for a Recession

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Recessions are generally accepted as part of our economic system. One of the best things you can do to prepare for any financial downturn is to pay off your credit card or other high-interest debt. Prepare your money and your mind. Interest on your debt is the flip side of compound interest in investing.

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Why it’s Smart to Offer Paypal as a Secondary Payment Option

Office Organization Success

This means: No dealing with declined credit cards. As business owners, you want to make it as easy as possible for your clients and customers to do business with you, while still maintaining consistent cash flow for you, and budget-friendly options for your customers. More money in your pocket! A win/win for everyone!

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16 Rich Habits

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It’s true: Habits are neural pathways stored in the basal ganglia, a golf ball-size mass of tissue right in the center of our brains, in the limbic system. If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. Stay away from accumulating credit card debt.

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5 Steps to Increasing Your Cash Flow

Office Organization Success

I come across too many business owners who do not have this crucial foundational system in place. FREE Online Business & Marketing Systems Checklist. Access your 26-point Online Business Management & Marketing SYSTEMS CHECKLIST . On the expenses side , I can easily budget for expenses. c) 2015 Tracey Lawton.