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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. See how your spending breaks down and determine where (or if) you need to adjust your budget.

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5 Financial Basics Everyone Should Know

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Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. Ignoring the flash isn’t easy, and creating a system that works for you can take time and trial and error.

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3 Ways to Avoid Overspending During the Holidays

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We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. And then November would roll around.

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How to Prepare for a Recession

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Recessions are generally accepted as part of our economic system. One of the best things you can do to prepare for any financial downturn is to pay off your credit card or other high-interest debt. Saving six months’ worth of living expenses can seem impossible, but focus on slowly building up your savings over time.

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16 Rich Habits

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It’s true: Habits are neural pathways stored in the basal ganglia, a golf ball-size mass of tissue right in the center of our brains, in the limbic system. If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. Stay away from accumulating credit card debt.

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5 Steps to Increasing Your Cash Flow

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I come across too many business owners who do not have this crucial foundational system in place. FREE Online Business & Marketing Systems Checklist. Access your 26-point Online Business Management & Marketing SYSTEMS CHECKLIST . On the expenses side , I can easily budget for expenses.

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8 Pieces of Financial Advice for New College Graduates

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Following a financial independence plan, which includes a savings system and budget, will be the key to chasing your goals while maintaining a roof over your head and food in the fridge. By focusing on a few key areas, you can create a system that works for you. Start an emergency fund.