8 Methods to Eliminate Credit Card Debt

Dumb Little Man

Huge credit card debt can feel like a crushing, impossible burden that you need to carry for months, years, or even a lifetime – but it doesn’t have to be. With a few simple steps and a good deal of discipline, credit card debt can be whittled down, paid off, and eventually eliminated for good. Just imagine how good it’ll feel to not owe your hard-earned money to a credit card company. Of course, your budget needs a category for credit card payments!

How To Stay Safe and Prevent Theft While Traveling

Dumb Little Man

Monitor Credit Cards and Credit Reports. It’s quite common to have your credit card number or identity stolen while traveling. Make sure to monitor your credit card statements and credit reports for several months after returning home. If you see any suspicious or unauthorized activity, report it to the credit bureaus and card companies immediately. Most restaurants and stores abroad take credit cards.

2018 179
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Best Money Management Tips For Students

Dumb Little Man

Why eat in a fancy restaurant when you can cook your own meal? Use credit cards sparingly. A lot of students end up getting entangled in huge debts because of not using credit cards properly. Credit cards are a great way to shop and purchase without actually using real money. To make sure you don’t misuse it, avoid using a card for everything you buy and bring actual money.

2018 154

7 Ways To Save Money While Traveling

Dumb Little Man

” Find a debit card without foreign fees. If you are traveling abroad, you will want to find a debit or credit card that doesn’t charge you extra fees for foreign transactions. One card that allows you to avoid these fees is the Charles Schwab card. There are actually a lot of credit cards with no international fees if you just do your homework. Are you planning to go on a vacation soon?

2017 180

The Top 4 First Date Mistakes To Avoid To Establish A Real, Meaningful Connection

Dumb Little Man

After all, this could potentially be your first date with your next long-term girlfriend (or even wife, if the cards are right), so you’re going to want to make a good impression. I’m not saying that you should max out a credit card at Neiman Marcus.

2021 208

Ten tips for organising a business trip to… Geneva

Practically Perfect PA

Restaurants, hotels, transport – everything that you encounter on a trip is costly. For those on business trips to Geneva my first tip is to take lots of Swiss Francs and ensure that your corporate credit card is prepared for use. A great way to save money is to ask the hotel for a Geneva Travel Card which gives tourists free access to buses, trams and boats. All the hotels I stayed in offered the cards and they are well worth taking advantage of.

2015 154

Womply - A Deal Site Focused on Loyalty

Small Business Labs

   Customers pay the merchant just like they normally would with their credit or debit cards.      Womply tracks customer progress toward rewards and credits their debit or credit cards when the customer reaches award levels. For example Cashion's Eat Place , a restaurant in the trendy Adams Morgan neighbor of Washington D.C.,

2012 141

What Are Merchant Cash Advance “Double Fees”- and How Can You Avoid Them?

Small Business CEO

If your company does a considerable amount of its business in credit card and debit card sales, the chances are that you’ve already heard about merchant cash advances. If you aren’t familiar with MCAs, though, they are in essence a type of loan available exclusively to businesses (usually merchants or vendors) that accept credit or debit cards. These types of loans are especially common for restaurants and retail stores.

2016 57

Nine Easy Tricks to Cut Your Spending Today

Dumb Little Man

Leave Your Credit Card at Home. If you often find yourself spending more than you should when you’re out shopping, then leave your credit card at home. Take cash, or a debit card: that way, you can only spend what you actually have. A packed lunch will cost you far less than getting food from a store or restaurant – and it’s often better for your health, too. Photo Credit: Monochrome. How often do you resolve to spend less?

2011 219

The 7 Biggest Mistakes That College Students Make

Dumb Little Man

class, you’ll have all of your basic credits in. Your student ID card might just be your ticket to tons of discounts around the campus. Restaurants, movie theaters, clothing stores- there’s a good chance that you can receive a pretty nice discount from those places. Pay attention to your local banks and credit unions as well. You can consider: Pay off or avoid credit card debt. So many great things can happen in college.

2018 198

How to Get Organized Using Lists

Ian's Messy Desk

She has lists of gift ideas, quotes for greeting cards, honey-do’s and much more. Restaurants. These are a few of the lists he keeps on his handheld device: Account and $ numbers - credit card #s, PIN #s, etc. ( Restaurants - for business or pleasure, to review for ideas instead of same-old same-old. <blockquote cite=”[link] and $ numbers</strong>- credit card #s, PIN #s, etc. (if Cover via Amazon.

2011 122

Service Untitled» Blog Archive » Customer loyalty built on company.

Service Untitled

Home About Service Untitled Subscribe for Free Consulting Contact Archives Customer loyalty built on company focus Cheryl April 16, 2010 Customer Service , Proactive 2 Comments I grew up in a very small town where we were mostly limited to one grocery store, one department store, one morning restaurant, and even one book store. photo credit: JSmith Photo Possibly Related Posts: Customer loyalty and the practical consumer Today’s economy shows that money defines customer loyalty.

Seven reasons why your boss should use a chauffeur service

Practically Perfect PA

You know your manager is going to be picked up from the airport – all they have to do is find the driver in the arrival lounge (and they have a card with your manager’s name on it!) I’ve had many managers that have used their private car for meetings, either picking clients up on the way to restaurants or the meeting venue. Safe & secure payment via credit card.

2014 199

Online Side Gigs: Earn Well and Reduce Your Carbon Footprint Versus A Traditional Side Job

Eco-Office Gals

online retailers and auction site sellers do not ship purchases overseas, charge too much for international shipping, or do not accept international credit cards.”. Combine that with the fact that working online helps reduce carbon emissions when compared to working at a retail store or restaurant makes this a great decision!

A Detailed Guide On How To Manage Money Effectively

Dumb Little Man

Use the money in this account to go to that really nice restaurant or get a massage. Don’t borrow money and don’t take our your credit card. The first month I tried the jars method, I was absolutely shocked to discover that I spent too much money footing restaurant bills for my friends, treating them to lunch, dinner, and the movies. Are you struggling with your finances regardless of how much money you earn?

2018 156

The Practically Perfect Business Traveller’s guide to Boston

Practically Perfect PA

This sleek restaurant also features a lively bar scene serving lavish cocktails and mouth watering appetizers to the downtown business crowd. Don’t miss legendary The Middle East , one of the country’s leading rock clubs and middle eastern restaurants. In the restaurant, musicians play the Corner without a cover charge, and in keeping with the Middle Eastern theme, there are also belly dancers.

2016 118

Tips for Planning Someone Else’s Travel

Office Dynamics

Except in the case of “foodie” travelers, most people will pick restaurants based on convenience and location rather than the hottest artisanal eats. Using resources like Open Table will allow you to see all the top-rated restaurants around your traveler’s meetings and hotel. Bonus: booking reservations through Open Table earns users Dining Points which can be used to redeem things such as a Dining Rewards Gift or an Amazon gift card.

Travel 167

Setting Up Point of Sale (POS) Software

Small Business CEO

Happy hour pricing in a restaurant, for example, can be automatically applied to all eligible items during set times (and even on particular days) without any additional action by the server. Many POS systems come as packages of hardware and software; this is especially true for restaurant systems. Available accessories such as cash drawers, customer displays, barcode scanners, and card readers can turn one of these computers into a full-fledged POS system.

Boston City Guide

Practically Perfect PA

This sleek restaurant also features a lively bar scene serving lavish cocktails and mouth watering appetizers to the downtown business crowd. Don’t miss legendary The Middle East , one of the country’s leading rock clubs and middle eastern restaurants. In the restaurant, musicians play the Corner without a cover charge, and in keeping with the Middle Eastern theme, there are also belly dancers.

2016 109

30 Easy Ways to Save Money (and No, you are not doing them all!)

Dumb Little Man

Most utilities and other recurring bills can be set to be charged to a credit card or deducted from a checking account these days. Avoid credit cards with annual fee : Credit cards with their cash back bonuses and reward points are a great way to save some money. Just make sure that the card does not charge you any annual fees! There is no dearth of cards that offer fee-free reward plans, so there really is no reason to pay the annual fees.

2011 220

The Practically Perfect Business Traveller’s guide to New York City

Practically Perfect PA

Check OpenTable or call the restaurant to see if you can get a reservation. If the restaurant doesn’t take reservations, find out the opening hours and days of operation. Bring credit cards. Affectionately known as the Big Apple, New York is also known as the city that never sleeps. It’s edgy, vibrant, sexy, a city rich with rich cultural activity; the place where dreamers come to fulfil their destinies.

2016 113

How to Address a Stranger

Daily Writing Tips

A young man working in a restaurant expressed his frustration at the lack of tipping from the customers he serves. Addressing people by their first names because you saw the name on a deposit slip or credit card also has its perils. Most Americans tolerate the practice, but some may resent it enough to take their business elsewhere: A clerk at a store where I used my credit card called me by my first name.

2016 57

How to Plan Business Travel & Business Travel Planning Checklists

Office Dynamics

Unneeded credit cards. o Restaurant, club or other facility? Restaurant Name: __. Business cards. Or will the name card be placed in the car window for leader to see curbside? Restaurant(s) in the hotel: Full-service restaurant(s). Restaurants within walking distance (full-service/fine dining vs. casual). Travel Planning for Executive & Administrative Assistants.

Travel 173

Service with a snarl: What to look for and how to avoid it

Service Untitled

It is true that waiting in line or a long telephone “hold” wears down a customer’s patience, and could very well be the foreshadowing of a busy and understaffed company, statistics state Americans spend 37 billion hours a year waiting in line for such services as cash registers, amusement parks, movies, fast food restaurants, and the list goes on. How credit card companies offer different levels of customer service Credit cards are an important way of life for most.

2013 57

Minimum Life Traveling Baggage

Brilliantly Better

So, I usually take with me my identity card (in Europe I can travel only with that, I don’t need a passport), my driver license and my passport. In the form of the most used currencies (USD, Euros) or debit cards. I own only one credit card and I keep it topped most of the time, just as an emergency package. The debit cards are used to carry cash in a little bit more flexible way. Local Phone Cards. Prepaid phone and internet cards.

27 Productivity Killers: Why Nothing Ever Gets Done!

Dumb Little Man

By clearing off your debt , and using credit cards wisely (i.e. For me, whenever I make great progress, I treat myself to a healthy restaurant and a massage at a spa. Photo Credit: f_mafra. There is always more to do than time in which to do it. And the more you take on, the more there is to do. You finish one task and six more pop out of no where; it never ends.

2011 220

Service Untitled» Blog Archive » Rewarding Volunteers

Service Untitled

Gift cards. Your volunteers might appreciate gift cards either for your services or for other services/products (i. a nice gift card to a national restaurant chain). Possibly Related Posts: Credit cards offer extra customer service perks My new Nordstrom credit card came in the mail, and. Service Untitled The blog about customer service and the customer service experience.

2009 40

Reduce The Risk Of Employee Fraud

Small Business CEO

Turning in restaurant receipts even though someone else paid the bill is a popular scam. You should also be aware that employees could purchase office supplies or other business items with a company credit card and then sell the items purchased on eBay or Craigslist. In any business - small or large, good or bad economy - internal theft or employee fraud can occur.

2011 61

Small Business World News Round-up – 2009/12/01

The Small Business Blog

The Latest Entrepreneurial Fantasy Is Selling Cupcakes : Move over restaurants and bed-and-breakfasts. Business owners increasingly upset over credit card transaction fees : Card issuers contend their swipe charges don’t hurt and should remain the same. do cost cutting do credit control do customer service export find funding grow your business handle problems keep data safe lower overheads manage your time market and sell motivate your staff not to do it!

2009 136

6 Uber Hacks You Need to Know

Productivity Bits

Anyone with a Capital One Quicksilver card is eligible for 20 percent off Uber rides, paid back each month via credit. Since the card has no annual fee, it may be worth it for those who use Uber frequently to sign up on that basis alone. Check with your credit cards’ rewards programs to see if you qualify for some sort of Uber deal. Starwood’s Preferred Guest Program , for instance, awards you Starwood points for using its card on Uber.

2015 100

Three Reasons You Need to Convince Newbies They Need a Website.

Men With Pens

The last time I went to a restaurant, I checked online for a menu before calling to make reservations. They had many different reviews of their restaurant, but the ones that came up first were the negative ones. Because I don’t have a US address on my credit card.

2010 57