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2023 Financial Forecast: How to Prepare for the Year Ahead

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Back in June, scientists reported that Earth had its shortest day since the 1960s, making its full axis turn milliseconds faster than expected. Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? As the journal Applied Economics reports, “individualized cultural values measures do indeed explain part of the financial behavior of households.” Or, if that’s too much, imagine the speech a colleague might give upon your retirement.

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7 Apps to Teach Kids About Money

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A 2017 study found that disparities in financial literacy may account for as much as 40 percent of the wealth gap between those retiring with more and those retiring with less. AdVenture Capitalist is free to download, but before you set your kid loose, be aware that the app comes with some in-app purchases. Google Play : 4.5.

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8 Pieces of Financial Advice for New College Graduates

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You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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Debt is a normal part of most people’s personal finances—according to the Consumer Credit report released by the Federal Reserve, in February 2022 Americans had $4,481 in debt on average. I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions.

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Tips to Go Almost Paperless - Productive & Organized

Stephanie LH Calahan

4 -- Contact Your Credit Card Companies and Utility Companies for Paperless Statements Almost all credit card companies and many utilities have the ability to sign up for paperless billing now.  .  Eliminate a lot of paper by having your statements sent to you electronically in PDF format.