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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.

Goals 288
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Business Travel Is Back: How to Maximize Your Miles

Success

As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile.

Travel 321
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3 Ways to Avoid Overspending During the Holidays

Success

Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. A joy scale is a personal rating system that encourages you to track how much joy came from an item or experience you purchased. Create a Joy Scale. It’s completely subjective.

Holidays 264
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

Success

What if he wrote down my name from my credit card and used it to find out who I was? In an effort to soothe these discomforts at the office, I would decompress at happy hours, hire personal trainers and purchase loose-fitting clothes—all of which impacted my ability to save and invest.

Medical 279
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Steps for Creating a Paperless Home Office

Productivity Bits

With the addition of multiple cables, it is a good idea to purchase cable management solutions to avoid a tangled mess. In addition to scanners, cables, and cable management systems, other items you will want to consider purchasing are a shredder, an external hard drive, and document storage software. Then place it in the scan pile.

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8 Pieces of Financial Advice for New College Graduates

Success

Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. It’s like stealing from yourself now to pay for purchases later.

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How to Create a Sales Policy That is Fair to ALL of Your Clients

Office Organization Success

Before we get into what this is about and why you need it, let me just take a minute to ask you how you would handle the following scenarios: You offer a discount to prospective clients of either a dollar amount or percentage off the price of your product/program if they purchase before a certain date. What do you say? What do you do?

Policies 100