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7 Money Mistakes You’re Making in Your 20s

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Paying credit card interest or fees. A credit card can be a useful tool. Credit card interest rates can be incredibly high, and not paying off your balance every month can start a downward spiral into crippling consumer debt that destroys your finances. It can be uncomfortable negotiating.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Negotiate your bills and purchases, and find extra money by making your social network work for you. Lapin likes to negotiate and once bought a floor-model couch for about 70 percent off.

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. Building income may mean asking for a promotion or a raise, negotiating a higher salary at a new job or asking for stock options as part of a total benefits package. “It

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. Consider the minimum amount you spend each month on non-negotiable expenses like: Housing Food Utilities Insurance (health, car, etc.)

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2023 Financial Forecast: How to Prepare for the Year Ahead

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Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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Niké Ojekunle Got Scammed. Now She’s Helping Others Avoid the Same Fate By Advocating for Financial Literacy

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As her follower count grew, she also negotiated more and more sponsorship deals for herself, using her business savvy and entrepreneurial mindset to ink deals with fashion and beauty brands. I’ve always been self-managed,” Ojekunle says.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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Whether you are looking to negotiate a salary for a job offer or increase your salary at a current position, the key to securing an easy “yes” is preparedness. When you’re ready to have the negotiation conversation, frame your prepared research in a way that makes it easy to see why you deserve the increased pay.