article thumbnail

These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

Success

Purchase that daily latte, advises financial expert Nicole Lapin. Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Negotiate your bills and purchases, and find extra money by making your social network work for you.

article thumbnail

Everything You Need to Know About Emergency Funds

Success

If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. Consider the minimum amount you spend each month on non-negotiable expenses like: Housing Food Utilities Insurance (health, car, etc.)

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

2023 Financial Forecast: How to Prepare for the Year Ahead

Success

Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 307
article thumbnail

Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

Success

Whether you are looking to negotiate a salary for a job offer or increase your salary at a current position, the key to securing an easy “yes” is preparedness. When you’re ready to have the negotiation conversation, frame your prepared research in a way that makes it easy to see why you deserve the increased pay.

article thumbnail

Answering Reader Mail: Can an EA salary support a family?

Musings of a High-Level Executive Assistant

Rainy day funds are for your vacations and major purchases. Do a great job and learn to negotiate to a better salary or when you job hunt after you've gained a lot of experience. If you must use your credit card, pay it off at the end of the month and don't pay interest. Save, save, and save. Do a great job.

Salary 40
article thumbnail

How To Make This Recession Work For Your Small Home Business.

The Small Business Blog

Get better payment terms by negotiation. Lets says business was bad three months running, do your tips apply to non business related credit etc. Obviously not paying a bank would be a bad move but a less used credit card…maybe? Just make sure you have the money when it is time to finally pay.

Suppliers 100
article thumbnail

How To Train Your Brain

Brilliantly Better

Do some flexibility games before a negotiation, it will make easier for you to see the opportunities in the discussion. After that, you subscribe using InApp Purchase (meaning you’re buying a subscription from within the iPhone, using the credit card you use for buying stuff on iTunes and App Store).