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What Is My Net Worth?

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You may be spending more than you earn and using credit cards to help you cover expenses. Liabilities are debts you owe others, like a loan or a balance on a credit card. For example, maybe you’re working diligently to save in a high-yield savings account and you have credit card debt.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Ideally, this should cover at least three to six months of living expenses in case you lose your job or have unexpected expenses like medical bills. Improve your credit score. Reduce debt. Invest in an emergency fund.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. The cost of building a life isn’t. It all feels a bit much. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder.

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How credit card companies offer different levels of customer service

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Credit cards are an important way of life for most Americans. According to CreditCards.com , the average consumer has nearly $16,000 in credit card debt, and the average interest rates of credit cards range from 10.37% for those with excellent credit to 28% for instant approval credit cards.

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How to Save Money on Your Car Insurance

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You’ll likely need to supply personal information like your name, email, phone number, driver’s license and vehicle information and your current insurance policy details. A deductible is the portion of the repair or medical bills you are responsible for paying if you are found at fault in an accident. Raise your deductible.

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4 Smart Money Moves to Plan for Financial Security

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A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons. That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too.

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Employee Files: What to include, what to leave out, and what’s confidential

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Besides that, your confidential medical records will let you know if any team members have disabilities that you need to consider when planning and assigning tasks. Confidential documents include medical files, tax documents, employee benefits , payroll records, and more.

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