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7 Money Mistakes You’re Making in Your 20s

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Paying credit card interest or fees. A credit card can be a useful tool. Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile. The credit card companies have enough money, so why give them more? Something else to look out for is annual fees.

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10 Best Financial Management Tools for Personal and Professional Use

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When you connect your credit cards to the YNAB app, you can set a payoff date goal or schedule your card’s balance to be paid in full monthly. Also, your savings goals do not have to have a specific, set monthly amount: You can set a goal date or an eventual goal with no deadline.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc. Don’t ditch the budget.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Write down your goals and turn them into an elevator pitch. State your goal for the current year, in the near future (years three and five), and further out (years seven and 10).

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What to Do When You Have to “Fix and Polish” a Message

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For example, if it’s a letter to a credit card company about a dispute, make it clear what you want, e.g., future credit or a refund. Remember, a positive outcome should be the goal of every communication. You can enjoy a $30 discount at checkout by using the code ODI at www.wordtrippers.com/odi.

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5 Challenges and Mistakes Faced by Every Solopreneur

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They are so desperate for clients that they’re willing to take on anyone who waves their credit card in front of them, even though they know in their hearts that this may not be the right client for them. Invest in a product, program, coach, consultant, or mentor that will help you achieve your goals.

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The Mel Robbins Guide to Screwing Up

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Ask for a discount before you purchase something. On his website, ( RejectionTherapy.com ) Comely sells cue cards with ideas on ways to be rejected: Request a lower interest rate from a credit card provider; challenge a stranger to an arm-wrestling match. How can you begin making smaller moves toward your goal?

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