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‘Money Boss’ Jo Davison’s 5 Steps for Taking Control of Your Finances

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And yet, perhaps it’s those very aversions to standard personal finance practices that make her most appealing to her clients. As the founder of a financial coaching enterprise called She’s a Money Boss , she’s not teaching people how to scrimp and save and budget their way to financial freedom.

Finance 290
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What Is Zero-Based Budgeting?

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Instead of creating a traditional budget, many individuals are opting for an old-school method called zero-based budgeting. This sum-total approach to personal finances boasts major savings, but not for free. For zero-based budgeting to work, its subscribers must be utterly committed to accountability.

Budget 246
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7 Short-Term Financial Goals and How to Achieve Them

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Let’s take a closer look at how to set a short term financial goal through these seven examples. Start with rebalancing your budget Your first step in setting a realistic goal is to review and rebalance your budget. Rebalancing your budget is the process of reviewing your finances to make space for money goals.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. Track your budget. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Lesley Tenaglia, a mortgage agent at both Ultimate Mortgage and Finance Solutions Inc.

Finance 279
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5 Long-Term Financial Goals and How to Achieve Them

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These goals provide motivation, direction and discipline when managing your finances. While still making the minimum payment on all of your debt, focus on paying down high-interest debts first using extra funds in your budget. Long-term financial goals are your money objectives that will take more than a few years to achieve.

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Fill Up Your Love Bank, No Matter Your Budget: The Budgetnista Tiffany Aliche on Achieving Financial Wholeness

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Plus, she shares tricks to reduce your impulse purchases. The secret a lot of finance experts won’t tell you—but Tiffany will—is that managing money in a way that gives you a good life is not as hard as it’s made out to be. A spontaneous purchase feels much less fun when you have to wait 24 hours to complete it.

Budget 246
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Business finance: The ultimate guide for non-finance people

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Either way, you’ll need to master the basics of business finance if you want to find success. Even employees not working directly in finance generally need a basic understanding of it to succeed. Nothing exists in a bubble, and business finance is no different. Why is that?

Finance 105