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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? What I took from this is that, if we don’t deny ourselves small pleasures, we have a better chance of sticking to our main goal.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound. New Year’s resolutions are, after all, goals for personal growth and development. Remain flexible and adjust your goals as necessary.

2024 266
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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. It comes down to an individual’s values and goals.

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Don’t Let Shame Around Money Rule Your Life: How to Heal It

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Whether you’re in debt or trying to climb your way out of debt, shame can be a paralyzing influence that keeps you from making progress toward your goals and creating a better life. For instance, if you set a holiday budget and then went way over that, you might feel guilty and start looking for ways to cut back in other areas.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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It all started with a goal. In the two years since accomplishing that goal, I have gone on to start a multi-seven figure business; attracted a social media audience of more than 3 million; hosted the No. I wanted to save $100,000 by age 25. What does it mean to pursue financial feminism? One of my favorite tools is the “Money Date.”

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7 Apps to Teach Kids About Money

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Budgeting and building credit are only the beginning—you also have student loans, mortgage rates and maybe even cryptocurrency and non-fungible tokens (NFTs). Meanwhile, only 21 states required a personal finance course for high school students in 2020, according to the Council for Economic Education. Google Play : 4.7.

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How Toxic Positivity Can Hurt Your Finances

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While staying positive is essential to reaching your goals, pushing aside or suppressing negative feelings can make things worse in the long run. Suppose you rack up credit card debt with a you-only-live-once attitude and haven’t developed a plan to repay that money. Having different emotions serves a purpose.

Finance 247