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How to Choose the Best College Savings Account

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Many people choose to supplement college savings using a Roth IRA because your child can use that money for non-education-related expenses and anything leftover can give them a headstart on their own retirement planning. In that case, your credits may not offer the same value on tuition expenses.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Why are groceries so expensive right now? This is on top of an 11% rise in retail food prices from 2021 to 2022, according to the Government Accountability Office (GAO), the most significant increase in 40 years. Other reasons include: Increased labor costs: The cost of producing food is rising as the labor market tightens.

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3 Ways to Avoid Overspending During the Holidays

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As much as we love nice things, we made faster progress toward our financial goals when we realized that those little upgrades are not just one-time expenses. They add up and increase our overall cost of living. . Reflecting on what you’ve already purchased is one of the most effective ways to rein in your spending.

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4 Smart Money Moves to Plan for Financial Security

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Maybe you dream of attending drama school one day or purchasing recording equipment to help with your podcasting side gig (don’t we all?). This goal is more expensive than I’d like to admit, so I strategically plan for those purchases by saving for them on a monthly basis. For me, this is collecting limited-release sneakers.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. credit cards or BNPL companies—it may be worth rethinking your purchase. Save for big purchases. Know the risks. Plan ahead.

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11 Things Organized and Productive People Do Every Day

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office professionals surveyed agreed that they spend more time searching for documents and files they need than responding to emails and messages,” according to a 2021 survey conducted by Wakefield Research for Elastic. 54% of U.S. Being disorganized is costly, in terms of both money and time. Why were those planners effective?

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Is Earned Wage Access A Wolf In Sheep’s Clothing?

Allwork

The ability to access capital is great — but not when it comes at the expense of the workers. The businesses that provide earned wage access at no cost to their employees aren’t actively hurting them in the way some of the larger corporations are, but without additional information, they aren’t helping either.

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