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How to Protect Yourself from Online Scams

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The FBI’s 2020 Internet Crime Report states that there were 300,000 more internet crimes (phishing, non-payment/non-delivery scams or extortion) complaints in 2020 than in 2019. Check your credit report quarterly. Review your report frequently for any odd transactions or fraudulent postings.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? As the journal Applied Economics reports, “individualized cultural values measures do indeed explain part of the financial behavior of households.” This article was published in November 2019 and has been updated. Don’t list too many.

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Rent vs. Buy: What’s the Right Decision for You?

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For example, 84% of respondents in a 2020 survey from personal finance site NerdWallet said buying a home is a priority. They didn’t have the income or credit to buy and struggled with student loan and credit card debt, so it was harder to save for a down payment.”. Surveys show that most Americans want to own a home.

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16 Timeless Truths of Financial Freedom

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According to a 401(k) report from Fidelity Investments, the average contribution of its investors—of which there are now 307,600 millionaires —was 14%. Investing $1,000 in Apple during its IPO in December 1980 would’ve given you over $500,000 in 2019, according to CNBC. If you do the math, it works out to saving 12.5% Don’t Budget.