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How to Protect Yourself from Online Scams

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The FBI’s 2020 Internet Crime Report states that there were 300,000 more internet crimes (phishing, non-payment/non-delivery scams or extortion) complaints in 2020 than in 2019. Check your credit report quarterly. Review your report frequently for any odd transactions or fraudulent postings.

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Rent vs. Buy: What’s the Right Decision for You?

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For example, 84% of respondents in a 2020 survey from personal finance site NerdWallet said buying a home is a priority. They didn’t have the income or credit to buy and struggled with student loan and credit card debt, so it was harder to save for a down payment.”.

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16 Timeless Truths of Financial Freedom

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The “down” escalator is racking up debt on high-interest rate credit cards , going into debt to buy things you don’t need, taking out payday loans, and borrowing money to invest in things that can go down in value. Investing $1,000 in Apple during its IPO in December 1980 would’ve given you over $500,000 in 2019, according to CNBC.