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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Look for your options with the lowest expense ratios within your employer’s 401(k).

Finance 279
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Furthering Your Education on a Budget

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The National Center for Education Statistics estimates that the average undergraduate tuition at public colleges during 2018-2019 was $18,383.00, all included (fees, tuition, housing, etc.) Once you’ve determined your goal, figure out what it’s going to cost you. and $47,419.00 a year for private, nonprofit universities.

Budget 299
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13 Best Productivity Apps: Tools to Make 2022 Your Most Productive Year Yet

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Roughly 38 percent of Americans said they felt too busy to enjoy their lives most of the time, according to a 2018 survey from Pew Research Center. . More advanced, and more expensive, plans come with more advanced features. Stay Focused is a free app, although it does offer some in-app purchases. costs $6.99

2022 352
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How to Partner with a Rival for a Win-Win

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Blue Moon Fair Trade partners with three other fair-trade retailers to combine trans-Pacific shipments, saving all of them up to 40% in shipping and paperwork expenses. Results: As of 2018, there were 11 retailers within Minnehaha Mile proper. Consider coming together to buy inventory or vendor services in bulk.

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Want to expand your horizons? 35 new books from TED speakers that will enlarge your world

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Hard to believe, but in 2018, only roughly 3 percent of US employees worked from home, reports management researcher David Burkus. The Sum of Us: What Racism Costs Everyone and How We Can Prosper Together by Heather McGhee (TED Talk: Racism has a cost for everyone ) . Give it to the emerging grown-up in your own life. .

2019 139