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Do I Need to Buy Life Insurance?

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In addition to the length and amount of the policy affecting the cost, finalizing a life insurance quote may require a medical exam before the policy can be underwritten and implemented. The premium is generally calculated based on the age, gender and health of the person purchasing the policy, among other factors.

Policies 264
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7 Tips to Help You Plan for Retirement

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Where you live, the kind of car you drive, health care costs and travel plans, among other things, will drastically affect what you spend during retirement and, therefore, how much you’ll need to save. Use your current expenses and lifestyle to help you get a feel for what you might spend when you retire.

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4 Reasons you Should Continue Providing your Employees Health Insurance

Small Business CEO

As some of the Obama administration’s health care reform legislation goes into effect in 2014, many businesses are left wondering what they should do about their employee’s health insurance coverage. Some small businesses may be tempted to drop insurance coverage and perhaps bump their employees’ salaries.

Health 40