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How Toxic Positivity Can Hurt Your Finances

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As it applies to money, toxic positivity may even hurt your finances more to assume that everything will work out without any effort from you. In fact, if you try to get out of a tough financial spot with good thoughts alone, you may actually wind up in a worse situation.

Finance 299
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4 Smart Money Moves to Plan for Financial Security

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That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too. A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Often, these fall into categories of personal well-being, relationships and finance. New Year’s resolution ideas to improve personal finance Create a monthly budget. Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Set savings goals. Invest in an emergency fund.

2024 300
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What Is My Net Worth?

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Many people focus on one or two areas of their finances but don’t stop to look at the big picture and confirm that they’re moving in the right direction overall. Zero : If you add up all of your assets and liabilities and come up with zero, you are balancing debt and income. If you have a zero or negative net worth, don’t panic.

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Want to Retain Your Team? Offer Financial Well-being Programs

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Ladder, a life insurance insurtech company, has suggested that companies would give themselves a leg up in recruiting and retention if they promoted a comprehensive financial well-being program for their employees. . For employees, finances are actually the top source of stress — even more so than health or family issues. .

Finance 290
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Preparing to Move Overseas? Read This First

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Have you decided to live the #beachlife or the #retired life or just the #offgridlife? As soon as you move abroad , you’re in charge of paying for your medical expenses, as your United States health insurance won’t let you submit any assertions, says Elena Jones, a personal finance expert at FinanceJar. Save up for the move.

Medical 265
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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Anytime I thought about the trip or the project came up as a topic of conversation in meetings, I found myself spiraling down a path of worst-case scenarios: What if the server had put something in my food? After visiting a specialist, taking medication and undergoing hours of electrostimulation, I learned it was all stress-related.

Medical 280