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The 6 Biggest Financial Mistakes to Avoid in Your 30s

Success

It could be down payment money for a home, putting [funds] toward a young child’s education or investing in retirement. Not saving enough for retirement and not diversifying investments Saving the right amount for retirement varies based on factors such as lifestyle, time horizon and available resources, such as a pension.

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7 Money Mistakes You’re Making in Your 20s

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For example, paying the minimum payment on $3,000 of debt at an 18 percent interest rate would take 18 1/2 years to pay off. It can be uncomfortable negotiating. Some things you can negotiate are credit card interest rates, mortgage rates, car loans and any type of insurance. Agreeing without asking for better terms.

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A Manual for Dealing with Rejection

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He told me that he was a retired colonel in the armed forces, and he did terribly in sales at first because he was still trying to command his customers to buy what they needed,” Hopkins says. “He Each sales call is a new chapter in negotiation. One formula Hopkins recommends is connecting the fruitless sales calls to deals you close.

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Do Women Need to Save More When Planning for Retirement?

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While the gap shifts based on age, race and other factors, the harsh truth is, when planning for retirement, most women have to work harder to save the same amount as men. While we work on changing this reality for our daughters, women can also take steps now to ensure they’re ready for whatever comes their way in retirement.

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5 Reasons Being Self Employed Sucks

Productivity Bits

This is especially true when it comes to finances, as many of the benefits that we take for granted were collectively bargained for through years of protest and negotiation. In the United States, for example, Medicare and Social Security taxes are split between the employer and the employee. Retirement Benefits. More Taxes.

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Hot Jobs and Job Ruts

On The Job

Examples of these are physician assistants, network systems and data communication analysts, computer software engineers, database administrators, physical therapists, preschool and postsecondary teachers, and environmental engineers. Often, negotiating impasse does not mean changing a job or what would be seen as a dramatic change.

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Hacking Corporate: How to Create the Work Environment You Want

Productivityist

If your boss doesn’t get it and objects, consider this the start of your negotiation. While working from home one afternoon, my Supervisor called to notify me of his retirement. Lead By Example. Don’t make excuses—own it. This is your opportunity to show how your actions have created value. Set Boundaries Early.