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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. This may take months, depending on how much room you have in your budget. It can help you avoid impulse purchases while still keeping your money available.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Purchase that daily latte, advises financial expert Nicole Lapin. Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Negotiate your bills and purchases, and find extra money by making your social network work for you.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. As you think about your personal finances heading into 2023, credit card debt should be top of mind. It’s going to get more challenging next year.”.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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Whether you are looking to negotiate a salary for a job offer or increase your salary at a current position, the key to securing an easy “yes” is preparedness. When you’re ready to have the negotiation conversation, frame your prepared research in a way that makes it easy to see why you deserve the increased pay.