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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Here, we offer tips for creating your resolutions, learning how to keep them and even some New Year’s resolution ideas to get you started. Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound.

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The 10 Best Goal Setting Apps to Help You Stay on Track

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Setting goals and tracking your progress is essential for personal development. But sometimes, keeping track of your progress can seem to take longer than achieving the goal itself. Using a goal setting app can help keep the tracking process manageable. Some apps require monthly subscriptions, which can get expensive.

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The Biggest Financial Mistakes to Avoid in Your 20s

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A turbulent housing market: 2023 was the most expensive home-buying year in a decade. Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds.

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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. In this method, your expenses are broken down based on your needs, wants and saving for the future. 20% goes to other debt repayment and savings.

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10 Best Financial Management Tools for Personal and Professional Use

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So, if you are keeping up with income and expenses, you can quickly pull the data without much thought. The formulas are very similar to those in Excel, so you don’t have to learn anything new if you’re accustomed to using Microsoft. This can help you figure out how much to allocate to this expense each month.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. advises you to write a list of financial and lifestyle goals. Separate your goals into five, 10 and even 20-year plans based on your determined spending and saving habits. and Fuse Mortgage Inc.,

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Is Mint the Best Budgeting App for Me?

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Mint can help you track your spending and income, alert you to fees or interest and even help you set goals like paying down debt or increasing your emergency fund. It also offers helpful tools like automatic account syncing and categorization, goal setting, spending alerts and even investment tracking. It costs $4.99

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