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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Often, these fall into categories of personal well-being, relationships and finance. New Year’s resolution ideas to improve personal finance Create a monthly budget. Calculate your monthly income, track your spending, determine your goals and priorities and develop a plan to manage your expenses. Improve your credit score.

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What Is My Net Worth?

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Many people focus on one or two areas of their finances but don’t stop to look at the big picture and confirm that they’re moving in the right direction overall. You may be spending more than you earn and using credit cards to help you cover expenses. If you have a zero or negative net worth, don’t panic.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. Check out your expenses from last month and then categorize each transaction.

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Lessons From Past Recessions

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Instead of watching what the market does daily, spend some time tending to your finances so you know where you stand. As part of your financial plan, consider the following: Review your finances. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? Beef up your emergency fund.

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4 Smart Money Moves to Plan for Financial Security

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That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too. But it’s really no surprise that millennials have trouble dealing with their finances. Plus, an unsurprising majority of this age group feels stressed when thinking and talking about finances. Trust me: I get it.

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10 Must Have FREE Personal Finance Apps for iPhone

Productivity Bits

I n the world of finance free is king. When trying to plan your financial future, retirement, or even weekend date, you want to save as much money as possible, while keeping a close eye on your personal finances. With Square you can accept credit card payments, send receipts and process cash payments wherever you are.

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10 Tools to Help You Track Your Money

Productivity Bits

I’ve said in the past that finance is an area that you have to be productive as well. This is a guest post by David, co-founder at Credit Card Compare , one of Australia’s top independent services allowing consumers to compare balance transfer rates in order to pay less interest per month. a month, to $99.95