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7 Money Mistakes You’re Making in Your 20s

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Not considering how many hours (not dollars) something costs. That means the coat will cost you 20 hours (or half of a workweek) to buy. The $40 shirt is a better investment because it costs $.80 Paying credit card interest or fees. Paying credit card interest or fees.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. To help you get started, focus on saving six weeks of your monthly costs to help you cover most minor emergencies. How much should an emergency fund be?

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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. Building income may mean asking for a promotion or a raise, negotiating a higher salary at a new job or asking for stock options as part of a total benefits package. “It

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. If you waste several minutes fussing with the coffeemaker each morning, then it might be cost-effective to buy your brew. Lapin makes it a habit to negotiate with cable and phone companies.

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Service with a snarl: What to look for and how to avoid it

Service Untitled

Customer service agents are not FBI hostage negotiators and should not be expected to tolerate screaming profanities, unrealistic goals, and vulgar behaviors. Low levels of service are inexpensive, but the high costs of customer dissatisfaction, the lost business, and the money spent to process and repair the damage, takes its toll.

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How To Make This Recession Work For Your Small Home Business.

The Small Business Blog

Community for small business outsourcing and cost control. Planned Maintenance – Upgrade to WinWeb.com The Cost of Borrowing Small Office Tips Finding The Best Employees For Your Small Business Do You Need Encouraging To ‘Go Green’? Get better payment terms by negotiation. Build your own network!

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How To Train Your Brain

Brilliantly Better

Do some flexibility games before a negotiation, it will make easier for you to see the opportunities in the discussion. After that, you subscribe using InApp Purchase (meaning you’re buying a subscription from within the iPhone, using the credit card you use for buying stuff on iTunes and App Store).