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Furthering Your Education on a Budget

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After you’ve spent all that time and money and are now paying it back, you might not be excited about the prospect of more education, especially if it comes with a hefty price tag. As with most things, knowing where you’re going will help you get to your end result faster, and hopefully on budget. Set your budget. Have a plan.

Budget 299
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Think You’re Ready to Buy a House? Read This First

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Listen to this week’s episode of the rich & REGULAR podcast about alternatives to purchasing a home and consider the following if you decide to proceed with homeownership. Look at your priorities, your budget and your needs. To find a house within your budget, you may need to compromise on some of your dream features.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Inflation may have started to cool, but the price of food and other necessities remains much higher than last year. Since everyone needs to eat despite rising prices, many people are getting creative about how to save money on groceries. Keep reading for ways to help you make the most of your budget. Cook at home.

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5 Long-Term Financial Goals and How to Achieve Them

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While still making the minimum payment on all of your debt, focus on paying down high-interest debts first using extra funds in your budget. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

Goals 267
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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I promise this will not be another article that berates your affinity for avocado toast (pro tip, if you prepare it at home it’s half the price!) Track your budget. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Do you know where your money is going?

Finance 279
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The Biggest Financial Mistakes to Avoid in Your 20s

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Soaring food prices: grocery prices have increased by 25% over the past four years. A turbulent housing market: 2023 was the most expensive home-buying year in a decade. He recommends identifying monthly core expenses and then identifying discretionary spending. “If Contract workers have a scarcity mindset,” he says.

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Looking to Cut Costs? These Are 5 of the Best Items to Buy Used

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Although we’re all for supporting local bookstores, if you (or your kids) are voracious readers , buying used books is a way to supplement your library without paying full price. Check out used book sites like Alibris or Thriftbooks to see if you can find some recent bestsellers for a better price. Fitness equipment or sporting goods.

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