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7 Short-Term Financial Goals and How to Achieve Them

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Start with rebalancing your budget Your first step in setting a realistic goal is to review and rebalance your budget. Since short-term goals are generally completed within a year, you’ll need to make sure you have room in your budget to allocate funds to your goals. Then, go over your existing income and expenses.

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How to Set and Achieve Financial Goals

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Saving three months of living expenses in an emergency fund, upgrading to a new computer or planning a vacation are common short-term goals. As you list your goals, think about which ones will be easiest to achieve as well as what goals will have the biggest impact on your financial health. Rebalance your budget.

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5 Long-Term Financial Goals and How to Achieve Them

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Your long-term goals are an important aspect of your financial health. While still making the minimum payment on all of your debt, focus on paying down high-interest debts first using extra funds in your budget. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

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Napoleon Hill’s 28 Self-Analysis Questions

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Have I permitted any one or more of the six basic fears [poverty, criticism, ill health, loss of love of someone, old age, death] to decrease my efficiency? Have I followed the habit of budgeting my time , my expenses and my income, and have I been conservative in these budgets?

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Think You’re Ready to Buy a House? Read This First

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Listen to this week’s episode of the rich & REGULAR podcast about alternatives to purchasing a home and consider the following if you decide to proceed with homeownership. Look at your priorities, your budget and your needs. To find a house within your budget, you may need to compromise on some of your dream features.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. An emergency fund is a safety net of money for unexpected expenses. This may take months, depending on how much room you have in your budget.

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Ten Simple Ways to Go Green On A Budget

Eco-Office Gals

Most people associate “going green” with buying expensive products like organic vegetables, environmentally friendly cleaning products, and electric cars. Without further ado, here are ten simple ways to go green on a budget. . Purchase a low-flow shower head to reduce the amount of water used when showering. Eat less meat.

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