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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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New Year’s resolution ideas to improve personal finance Create a monthly budget. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Become a mentor. Set savings goals. Set a target savings goal and consistently put money aside each month.

2024 299
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Transforming Your Relationship with Money

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It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Once you have your list, find someone you trust, such as your partner, mentor or a therapist/ counselor to talk about the things that come up for you.

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How Toxic Positivity Can Hurt Your Finances

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Suppose you rack up credit card debt with a you-only-live-once attitude and haven’t developed a plan to repay that money. Or perhaps you promise yourself you’ll sit down and create a budget but never find the time. Avoiding unpleasant finance topics now with toxic positivity will hurt you in the future if you don’t have a plan.

Finance 298
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16 Rich Habits

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If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. Here are some sensible ways to budget your monthly net pay: Spend no more than 25 percent on housing, no matter if you own or rent. Stay away from accumulating credit card debt. Get a mentor.

Mentoring 317
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You Will Survive: 8 Strategies to Overcome New Entrepreneur Anxiety

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There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Your part-time consulting job likely won’t cover all the bills, so you may need to cut the fat from your household budget. Secure a “consulting” gig.

Salary 363
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Small Business World News Round-up - 2009/11/03

The Small Business Blog

Small business credit cards flourish as loans disappear : Want a loan for your business? That’s about all banks are going to offer — and the terms are much less favorable than traditional lines of credit. Hit the plastic.

2009 100
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16 Timeless Truths of Financial Freedom

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One day, she meets a barista named Henry who becomes her mentor. Don’t Budget. The “down” escalator is racking up debt on high-interest rate credit cards , going into debt to buy things you don’t need, taking out payday loans, and borrowing money to invest in things that can go down in value.