Success

FEBRUARY 13, 2024

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

Goals 259

Goals Credit Card Retirement Expenses 259

Success

JULY 5, 2021

But if that pick-me-up is what you need to help you get through the week, it’s OK to keep it in your budget and savor it. Enjoy that latte without shame but then look at other parts of your budget where you can cut back. Cashback points don’t come close to the interest charges you will pay when you carry a credit card balance.

Credit Card 299

Credit Card Budget Clothes Travel 299

Success

APRIL 17, 2023

Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. In 2022, YNAB launched a financial wellness benefits package for employers that includes access to online classes, workshops and more.

Retirement 315

Retirement Stress 2022 Budget 315

Success

MARCH 8, 2022

When people are tired or temptations are especially aggressive (hello, holiday season!), How many bath bombs have been purchased on credit cards in the name of self-care? Doing this may also help clarify savings goals , such as taking art classes, saving for trips, remodeling the backyard, and so on. Don’t list too many.

Credit Card 264

Credit Card Purchasing 2019 Retirement 264