2020 Credit Card Goals Retirement 
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FEBRUARY 19, 2022
A 2017 study found that disparities in financial literacy may account for as much as 40 percent of the wealth gap between those retiring with more and those retiring with less. Meanwhile, only 21 states required a personal finance course for high school students in 2020, according to the Council for Economic Education.
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FEBRUARY 23, 2022
For this reason, many Black business owners cannot access loans from traditional lending institutions and often turn to credit cards, their own savings or nonprofit community lenders. Only 12% of Black and Latino business owners who said they applied for federal loans in the spring of 2020 received aid.
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