article thumbnail

A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

Success

List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials. Credit Karma is a great free resource to track the progress of your credit score.

Finance 279
article thumbnail

Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

Success

In a 2018 study of financial capability, results showed that men, on average, responded to 3.3 I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions. Don’t trust yourself to use a credit card daily but still want to earn perks and boost your credit score?

article thumbnail

How to Reframe the Way You Think About Money

Success

In most cases, we are actually choosing not to purchase it. If your salary doubled, you’d be able to afford the things you want, you’d start saving meaningfully or you’d finally get out of credit card debt. It’s a subtle shift, but people report that they just stopped craving, wanting or needing things they used to purchase.