article thumbnail

A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

Success

Drew Parker, creator of The Complete Retirement Planner, encourages young adults to check their credit score each year, aiming for that sweet spot of 720+, where you will receive the best loan, mortgage and credit card rates. Credit Karma is a great free resource to track the progress of your credit score.

Finance 279
article thumbnail

6 Real-Life Budgeting Tips to Save More Money

Success

I only spent $60 on accommodations because I was able to pay for hotels with points earned from credit cards, and I even stayed at an ultra-luxurious hotel (typically $600 a night) for free by redeeming a reward from my points program. This article was published in January 2018 and has been updated.

Budget 290
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Reframe the Way You Think About Money

Success

If your salary doubled, you’d be able to afford the things you want, you’d start saving meaningfully or you’d finally get out of credit card debt. This post originally appeared in November 2018 on Girlboss.com and has been updated. Think about it. This is an illusion. It’s a truly eye-opening exercise.

article thumbnail

Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

Success

In a 2018 study of financial capability, results showed that men, on average, responded to 3.3 I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions. Don’t trust yourself to use a credit card daily but still want to earn perks and boost your credit score?

article thumbnail

16 Timeless Truths of Financial Freedom

Success

The “down” escalator is racking up debt on high-interest rate credit cards , going into debt to buy things you don’t need, taking out payday loans, and borrowing money to invest in things that can go down in value. million as of September 2018. That’s a recipe for being broke for life.