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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. Credit Karma is a great free resource to track the progress of your credit score.

Finance 279
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How to Reframe the Way You Think About Money

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In most cases, we are actually choosing not to purchase it. If your salary doubled, you’d be able to afford the things you want, you’d start saving meaningfully or you’d finally get out of credit card debt. It’s a subtle shift, but people report that they just stopped craving, wanting or needing things they used to purchase.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I’m no stranger to setting lofty money goals : At 9 years old I became cognizant of the idea of college—a seemingly far-off milestone that my parents described as “important” and “expensive”—and decided I needed to proactively save money for my college education. out of six questions correctly, whereas women only responded to 2.7