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6 Real-Life Budgeting Tips to Save More Money

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I only spent $60 on accommodations because I was able to pay for hotels with points earned from credit cards, and I even stayed at an ultra-luxurious hotel (typically $600 a night) for free by redeeming a reward from my points program. This article was published in January 2018 and has been updated.

Budget 290
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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Track your budget. If you need additional capabilities, she suggests you try You Need a Budget (YNAB ), but note that this requires a monthly fee. Ensure your goals and budget are reasonable and attainable,” Tenaglia warns. Credit Karma is a great free resource to track the progress of your credit score.

Finance 279
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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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In a 2018 study of financial capability, results showed that men, on average, responded to 3.3 I simply don’t see the need for one when I can use credit cards and earn points and perks for my daily transactions. Don’t trust yourself to use a credit card daily but still want to earn perks and boost your credit score?

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16 Timeless Truths of Financial Freedom

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Don’t Budget. The “down” escalator is racking up debt on high-interest rate credit cards , going into debt to buy things you don’t need, taking out payday loans, and borrowing money to invest in things that can go down in value. million as of September 2018. Instead, automate your financial life.