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Everything You Need to Know About Emergency Funds

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Because you’ve thought ahead and set aside money for a rainy day, you’re less likely to use a high-interest credit card, take cash out of your retirement accounts or try to access the equity you may have built up in your home. Instead of getting discouraged, try breaking the bigger goal into smaller pieces to make the process more manageable.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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In turn, that could mean workers have less bargaining power in negotiating things like raises, he adds. Even as you plot out some of those big money decisions you face in the year ahead, don’t lose track of other goals—namely, retirement. It’s going to get more challenging next year.”. Stay invested in financial markets.

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7 Money Mistakes You’re Making in Your 20s

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It can be uncomfortable negotiating. Some things you can negotiate are credit card interest rates, mortgage rates, car loans and any type of insurance. It can also pad your emergency savings or get you $720 closer to your big savings goals like a house or retirement. Agreeing without asking for better terms.

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A Manual for Dealing with Rejection

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My goal is to try to convince them that, hey, selling is not bad,” he says. He told me that he was a retired colonel in the armed forces, and he did terribly in sales at first because he was still trying to command his customers to buy what they needed,” Hopkins says. “He Each sales call is a new chapter in negotiation.

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Do Women Need to Save More When Planning for Retirement?

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While the gap shifts based on age, race and other factors, the harsh truth is, when planning for retirement, most women have to work harder to save the same amount as men. While we work on changing this reality for our daughters, women can also take steps now to ensure they’re ready for whatever comes their way in retirement.

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SURROUND yourself with a team of experts to make you and your organization SHINE!

Office Dynamics

Truth be told, I had no intention when I first returned to the workforce after being a stay-at-home mom of working for the rest of my life or until heaven forbid, retirement. They conveyed their needs to me; I found them the venues/destination that would best help them accomplish their goals and objectives.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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It all started with a goal. In the two years since accomplishing that goal, I have gone on to start a multi-seven figure business; attracted a social media audience of more than 3 million; hosted the No. I wanted to save $100,000 by age 25. What does it mean to pursue financial feminism? One of my favorite tools is the “Money Date.”