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5 Long-Term Financial Goals and How to Achieve Them

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Your long-term goals are an important aspect of your financial health. These goals provide motivation, direction and discipline when managing your finances. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.

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3 Common Money Myths Debunked

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From misinformation to oversimplified generalizations about money that get passed down from generation to generation, most of us have adopted false beliefs about our finances. The price of managing your money under misguided assumptions is high. TRY THIS: The app Acorns rounds up each of your purchases and invests the spare change.

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Think You’re Ready to Buy a House? Read This First

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Listen to this week’s episode of the rich & REGULAR podcast about alternatives to purchasing a home and consider the following if you decide to proceed with homeownership. If you decide you want to pursue a home purchase , you can do a few things to ensure you’re ready for the process. Work on your financial health.

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Top 10 Most Innovative Companies to Watch in 2024

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Flipboard Photo courtesy of Flipboard Who they are: From health care to fashion, getting news you care about without looking up dozens of individual media sources can be daunting. Most Innovative Company in Health & Wellness 4. Seed Health Inc. Health & Wellness Hims & Hers Health Inc.

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Do I Need to Buy Life Insurance?

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People purchase life insurance to help their families replace lost income and cover final expenses after death. The results of your exam may influence the price you pay for life insurance. The premium is generally calculated based on the age, gender and health of the person purchasing the policy, among other factors.

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Experts Weigh in on 17 Investments for a Rich Life

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We polled a handful of experts, in fields ranging from food to finance, and asked them to talk about ways you can spend your hard-earned money to achieve prosperity —not just the cash-in-your-pocket kind that comes from a profitable business, but also the kind of abundance that enriches your life and feeds your soul. Get personal. “In

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Financially Challenges Millennials Changing Society

Small Business Labs

According to several recent articles the financial problems of millennials is leading to changing behaviors and purchase patterns as well as broader societal shifts. The article goes on to list a series of depressing stats on millennial finances, including: Average Millennial student loan debt: $33,000. [ USA Today ].

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