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Top 5 Tips on Building a 6 Month Cash Reserve

The Small Business Blog

Add up all your monthly expenses so you can estimate how much money you will have left each month. The best tip from my point of view would be to avoid unnecessary expenses. Then try and remove or refinance the most expensive lending. Start getting into the habit of saving each week right now, at the beginning of the year.

2007 100
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How Working From Home Can Work For You

The Small Business Blog

While your competitors have to pay out for expensive office space that they don’t need as clients dry up, your business can continue to thrive. An ideal example of people in this category are parents, childcare is hugely expensive and allowing people the flexibility to work from home means you can gain the staff others are missing out on!

2007 100
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An Open Letter To Our Prime Minister, David Cameron

The Small Business Blog

Thanks to the sacrifices made by many these banks now enjoy plentiful profits and bonuses – a stark contrast to those whom have financed their survival. Project and Order Financing: Banks need to be made to provide the needed finance for SME’s in order to fulfill contracts and orders. Sponsors Advertise Here?

2007 100
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Q & A: What are successful cost-cutting solutions in small.

The Small Business Blog

Let me give you some pointers here, but please remember you can always do more on the cost-cutting front in any small business and start-up business, like SOHO-, SME, SMB-, Micro-, Lifestyle-, Home-, DIY-, Hobby-, Boomer- or Personal business, like professional, contractors, freelancer, self-employed, sole-trader and virtual assistants.

2007 100
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Sugar Not The Icing On The Small Business Cake.

The Small Business Blog

Let me spell it out for anyone who really has not got the picture, businesses go bust because: The banks will not lend money to them; Even if they lend the money it is so expensive that it takes any profit out of the deal; They run out of savings. My email address is Patrick(at)PMJohnson.com. Please feel free to get in touch.

2009 100
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Let Go A Little and Help Your Business

The Small Business Blog

We all start our own businesses because we have passion and drive, this can easily become lost in the day to day monotony of paperwork and tedious tasks, yet employing full or part-time staff can be expensive and risky. Outsourcing offers the perfect balance, to help you regain balance! Sponsors Advertise Here? Digg Furl Netscape Yahoo!

2007 100
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Q & A: What does “Fixed Costs” mean and why should they be as low.

The Small Business Blog

by Stefan Töpfer on Oct 25, 2007 I’m answering three questions here, emailed to me during last week, so excuse the long headline. Examples are rent, some employee costs, property taxes, telephone, heating and interest/bank expense. I will give examples and will let you fill in the rest for yourself. Sponsors Advertise Here?

2007 100