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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. Otherwise concert tickets, electronics and spontaneous travel may drain away your hard-earned progress. How much should an emergency fund be?

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The Biggest Financial Mistakes to Avoid in Your 20s

Success

Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? Faced with spending decisions , you might ask yourself whether a purchase supports your core values. Or, if that’s too much, imagine the speech a colleague might give upon your retirement. Pink things for breast cancer awareness?

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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I was traveling on business and planning to open a new franchise in the area, I said. As a Black professional, he had been through his own set of uncomfortable interactions traveling on business and was all too familiar with the array of characters you meet and the variety of tactics used to wiggle out of uncomfortable environments.

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8 Pieces of Financial Advice for New College Graduates

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You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings.

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Tips to Go Almost Paperless - Productive & Organized

Stephanie LH Calahan

4 -- Contact Your Credit Card Companies and Utility Companies for Paperless Statements Almost all credit card companies and many utilities have the ability to sign up for paperless billing now.  .  Eliminate a lot of paper by having your statements sent to you electronically in PDF format.