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Using a Financial Planning Checklist Can Help You Meet Your Goals

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The more often you use it, the more data you have to compare your past and present situations. Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone.

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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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Since 2007 the American Psychological Association has conducted an annual survey called “ Stress in America.” The survey, released in October 2021, reported that the COVID-19 pandemic continues to impede decision-making ability, which includes financial decisions. Beatty is hardly alone. Debt plays an overwhelming role in this stress.

Stress 264
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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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A survey from Debt.com found that millennials carry the highest debt load—13% of that age group have accrued $10,000 to $30,000 in debt. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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The buy now, pay later (BNPL) option seems to be all the rage at present, and has been made available by multiple companies. But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Turns out, whether I was traveling on business or not, the likelihood of me being impacted by racism was still present. What if he knew the front desk agent and found out exactly what hotel and room I was staying in?

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Why Don’t You Engage Your Customers in Social Media?

Small Business CEO

In today’s information age, too many small businesses are missing out on a golden opportunity to reach out to both present and potential customers. Simply put, they’re avoiding using social media to attract and engage consumers, therefore dropping the ball when they could be scoring a touchdown.

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‘WOW’ customer service has to be reliable and consistent

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As I call to cancel the order and ask to have a written confirmation on my credit card of the cancellation, I am told the company must first inform their vendor of my desire to cancel. Customers should never be put on the defensive when presented with a negative customer service experience.