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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. Consider the minimum amount you spend each month on non-negotiable expenses like: Housing Food Utilities Insurance (health, car, etc.)

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7 Money Mistakes You’re Making in Your 20s

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Here are seven money mistakes from your 20s that you can easily drop to help get your financial health in good shape. Paying credit card interest or fees. A credit card can be a useful tool. Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? You might find yourself naming things like “beauty,” “health,” “community,” “family” or even something grander, like “justice.” Or, if that’s too much, imagine the speech a colleague might give upon your retirement. Don’t list too many.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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I was traveling on business and planning to open a new franchise in the area, I said. As a Black professional, he had been through his own set of uncomfortable interactions traveling on business and was all too familiar with the array of characters you meet and the variety of tactics used to wiggle out of uncomfortable environments.

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Tips to Go Almost Paperless - Productive & Organized

Stephanie LH Calahan

4 -- Contact Your Credit Card Companies and Utility Companies for Paperless Statements Almost all credit card companies and many utilities have the ability to sign up for paperless billing now.  .  Eliminate a lot of paper by having your statements sent to you electronically in PDF format. 

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Handbook for Life: 52 Tips for Happiness and Productivity

Stephanie LH Calahan

But losing your extra fat (and when I say lose weight, I mean lose fat), decreases your health risks (obviously), makes you look better, and in general is very likely to increase your happiness about yourself. Cut down on the number of accounts you have, cut down on your credit cards, spend less, reduce your bills. 

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