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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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It could be down payment money for a home, putting [funds] toward a young child’s education or investing in retirement. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. While the average age in the U.S.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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But finding the right resolution for you—one that you will actually keep—isn’t an easy process. Commit to a regular workout routine such as yoga or running to improve your health and feel great. Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Improve your credit score.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. Instead of getting discouraged, try breaking the bigger goal into smaller pieces to make the process more manageable. How much should an emergency fund be?

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How Toxic Positivity Can Hurt Your Finances

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Generally, when we don’t process our feelings as we have them, we can strengthen negative thoughts until they are overwhelming, according to Psychology Today. Pushing off conversations about life insurance, retirement savings or long-term care doesn’t protect you from the negative feelings the subjects bring up.

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16 Rich Habits

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Stay away from accumulating credit card debt. Contribute as much as you can afford to a retirement plan. Their positive habits lead to opportunities such as promotions, bonuses, new business and good health. Here’s the process: Make a list of everything you can remember that made you happy. Know your main purpose.

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Tips to Go Almost Paperless - Productive & Organized

Stephanie LH Calahan

Today I'll share a few tips for how you can begin to free yourself from piles of paper, clear your desks and possibly save some trees in the process. Today I'll share a few tips for how you can begin to free yourself from piles of paper, clear your desks and possibly save some trees in the process.

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Handbook for Life: 52 Tips for Happiness and Productivity

Stephanie LH Calahan

But losing your extra fat (and when I say lose weight, I mean lose fat), decreases your health risks (obviously), makes you look better, and in general is very likely to increase your happiness about yourself. Do not make this an unhealthy obsession, however — lose weight gradually, and enjoy the process.   Lose weight.

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