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2023 Financial Forecast: How to Prepare for the Year Ahead

Success

Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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Transforming Your Relationship with Money

Success

We are often told by personal finance experts that money should only be viewed as a tool to reach our goals, with no emotions attached to it. With that feeling comes a sense you can never reach your financial goals. Remember that you are more than your mistakes. Most of us have repeating patterns that appear. Determine the facts.

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When Considering Your Investment Strategy, Keep These 3 Rules in Mind

Success

Depending on your goals and financial situation , you may consider allocating a few percentage points of your portfolio to some of the riskier, more volatile investments, with the remainder in more proven, stable investments. This article originally appeared in the January/February 2022 Issue of SUCCESS magazine.

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

Success

What I took from this is that, if we don’t deny ourselves small pleasures, we have a better chance of sticking to our main goal. These days, my biggest “little” indulgence is the way I use my credit card reward points. This article originally appeared in the November/December 2022 issue of SUCCESS magazine.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

Success

It all started with a goal. In the two years since accomplishing that goal, I have gone on to start a multi-seven figure business; attracted a social media audience of more than 3 million; hosted the No. I wanted to save $100,000 by age 25. What does it mean to pursue financial feminism? One of my favorite tools is the “Money Date.”

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Tips to Go Almost Paperless - Productive & Organized

Stephanie LH Calahan

4 -- Contact Your Credit Card Companies and Utility Companies for Paperless Statements Almost all credit card companies and many utilities have the ability to sign up for paperless billing now.  .  Eliminate a lot of paper by having your statements sent to you electronically in PDF format. 

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Handbook for Life: 52 Tips for Happiness and Productivity

Stephanie LH Calahan

Cut down on the number of accounts you have, cut down on your credit cards, spend less, reduce your bills.  The problem with many of us is that we always think that we’ll be happy when we reach a certain destination — when we get a certain job, or retire, or get our dream house.   Set long-term goals.

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