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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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Bureau of Labor Statistics reports that roughly two-thirds of our economy is fueled by consumer spending, much of it in the form of credit card debt. One recent survey by the credit card comparison website CardHub observed that consumers added a total of $87.3 billion increase during the fourth quarter alone.

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5 Long-Term Financial Goals and How to Achieve Them

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These goals provide motivation, direction and discipline when managing your finances. Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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The more often you use it, the more data you have to compare your past and present situations. Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone.

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Lessons From Past Recessions

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Having a plan in place can also help you find some silver linings and free your mind to see some of the opportunities a downturn can present. Instead of watching what the market does daily, spend some time tending to your finances so you know where you stand. As part of your financial plan, consider the following: Review your finances.

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6 Real-Life Budgeting Tips to Save More Money

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How to save more money Now that I’ve upgraded from a piggy bank to a checking account, I’ve been able to identify the best ways to save money for the future without compromising my lifestyle in the present. I have different credit cards for different rewards, but I only swipe a few of them on a daily basis.

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Use Mindfulness to Transform Your Financial Well-Being

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It has recently become a secular practice you can apply to many areas of your life, including your finances. Mindfulness, or paying attention to the present moment, can help you keep your big financial goals in front of you while ignoring distractions that come along and derail your plans. What is mindfulness?

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Turns out, whether I was traveling on business or not, the likelihood of me being impacted by racism was still present. Through it all, I remain optimistic that better days are ahead, but I manage my finances and career more pragmatically.

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