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10 Best Financial Management Tools for Personal and Professional Use

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Managing your business and personal finances can be a headache. Personal Finance Tools Personal financial needs are often a little different from those of a business. Google Sheets is also helpful if you’re self-employed and like to keep information in one place without needing a fancy user interface. One-person operation?

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10 Modern-Day Leaders in Personal Growth

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Patrice Washington Photo courtesy of Patrice Washington Wealth is about more than just your finances, which is why Patrice Washington is setting out to redefine it. I recognize that I drive some of the personal finance gurus crazy and I’m 100% OK with that,” she jokes on her website. Yes, you can still buy yourself Starbucks!)

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4 Smart Money Moves to Plan for Financial Security

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That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too. But it’s really no surprise that millennials have trouble dealing with their finances. Plus, an unsurprising majority of this age group feels stressed when thinking and talking about finances. Trust me: I get it.

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How to Build a Library Worth Having

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Here’s a mindset to guide you as you begin: Your library needs to show that you’re a serious student of life, health, spirituality, culture, uniqueness, sophistication, economics, prosperity, productivity, sales, management, skills and values of all kinds. Accounting and finance books Next, accounting. If it suits you, fine.

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How to Know If You’re Financially Ready to Start a Business

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Later in the plan, provide more specific information about your offering (e.g., Do I have a good handle on my personal finances? You can do this via online resources like BrightPlan or Mint, or by printing out the past six months of statements from your bank accounts and credit card accounts. Photo by Odua Images.

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Bad Credit 101: The Small Mistakes That Are Killing Your Score

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You just applied for a credit card, or maybe it was a new apartment or a loan, and you got denied. You were under the impression that your credit was solid. It just sucker punched you in the face, so now you’re wondering what’s causing your bad credit score. Using too much credit isn’t good.

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3 Steps to Take Before Going Into Business for Yourself

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Next, you’ll need to consider your current company benefits such as health insurance and retirement plans. If that’s not an option, you’ll need to get on a health insurance plan for self-employed individuals. These apps connect to your bank account and credit card, making it easier to track your expenses. Create a plan.