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3 Ways to Avoid Overspending During the Holidays

Success

In the early years of our marriage, the holidays used to throw a wrench in our financial plans. Once the holiday-themed marketing campaigns started, we would be bombarded with messages that we needed more stuff and the fact that we already had one didn’t matter. And then November would roll around. Start with a Percentage.

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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

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How to Experience Luxury in Everyday Life

Success

Many of the luxury services available today use a subscription method where you pay a small monthly fee that is applied to any purchase you make that month. Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. Create your own subscription plan. Be flexible.

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How to Find Your Money ‘Why’

Success

When people are tired or temptations are especially aggressive (hello, holiday season!), How many bath bombs have been purchased on credit cards in the name of self-care? Faced with spending decisions , you might ask yourself whether a purchase supports your core values. Pink things for breast cancer awareness?

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8 Pieces of Financial Advice for New College Graduates

Success

Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. You may not get your expenses to match the 50/30/20 percentages. Budget play money.

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How to Create a Sales Policy That is Fair to ALL of Your Clients

Office Organization Success

Before we get into what this is about and why you need it, let me just take a minute to ask you how you would handle the following scenarios: You offer a discount to prospective clients of either a dollar amount or percentage off the price of your product/program if they purchase before a certain date. What do you say? What do you do?

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106 Thoughts on Overcoming Overwhelm in a Freaked-Out World

Stephanie LH Calahan

The Spiral Notebook Purchase (and then use!) If you need to write/send your holiday cards then look at your calendar and schedule it in. Get More Peace By Using A Planner Using a planner - whether it is an expensive store-bought planner or a spiral-bound notebook frees our mind which reduces stress. Grocery shopping?

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