Success
OCTOBER 10, 2021
In the early years of our marriage, the holidays used to throw a wrench in our financial plans. Once the holiday-themed marketing campaigns started, we would be bombarded with messages that we needed more stuff and the fact that we already had one didn’t matter. And then November would roll around. Start with a Percentage.
Success
FEBRUARY 13, 2024
Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.
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Success
NOVEMBER 15, 2021
For instance, if you set a holiday budget and then went way over that, you might feel guilty and start looking for ways to cut back in other areas. Overspending: Thinking that you’re so deep in debt that what’s one more charge on the credit card or one more night out, so you just keep digging yourself a deeper and deeper hole.
Success
JULY 5, 2021
Many of the luxury services available today use a subscription method where you pay a small monthly fee that is applied to any purchase you make that month. Set aside the rewards you get from your cash back or points credit cards and use them to fund a special treat now and then. Create your own subscription plan. Be flexible.
Success
MARCH 8, 2022
When people are tired or temptations are especially aggressive (hello, holiday season!), How many bath bombs have been purchased on credit cards in the name of self-care? Faced with spending decisions , you might ask yourself whether a purchase supports your core values. Pink things for breast cancer awareness?
On The Job
NOVEMBER 26, 2018
While it seems like everyone should be in a jolly mood around the office because it's the holiday season, there is also a lot of stress. While I will include links, I am not endorsing a particular retailer or product -- and will leave it to you to find the best deal should you choose to purchase anything on the list. Here goes.
Ian's Messy Desk
SEPTEMBER 23, 2013
Does it seem like the holidays bring too much to do? By organizing Christmas this year you can help to make this a low-stress holiday. Automate your card list. If you’re planning a big holiday party, that’s not the time to test a new recipe. Don’t overspend on gifts, holiday outfits and food purchases.
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