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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. The same study from Debt.com found that one in three credit card holders in the U.S. have maxed out their credit cards to cover expenses due to inflation. While the average age in the U.S.

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How to Know If You’re Financially Ready to Start a Business

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Marketing and sales strategy: How will you get in front of your target audience and promote your offering? After all, without cash flow and a solid financial plan that includes costs and expenses, you won’t be able to get your business off the ground. Either way, go through your bills and determine where you can cut personal expenses.

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16 Rich Habits

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Stay away from accumulating credit card debt. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up. Any change, even positive changes such as marriage or a promotion, can prompt feelings of fear. You should never lose money on your savings.

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Employee Files: What to include, what to leave out, and what’s confidential

BMT Office Administration

Employee benefits information Does your organization offer health insurance or other types of benefits? health insurance, dental, vision, etc.). As long as you hold onto all the documents found in the list above, you’ll be in compliance with FLSA’s recordkeeping requirements. That includes the following: Benefit information (i.e.,

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