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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Connect with more people by engaging in social gatherings and professional events.

2024 299
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How Financial Wellness Programs Can Benefit Employees and Employers

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Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. More than age, he adds, the programs are meant to target specific life events. “We

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Lessons From Past Recessions

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How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? Am I anticipating any major life events with significant expenses attached (like a new baby or retirement)? Am I anticipating any major life events with significant expenses attached (like a new baby or retirement)?

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5 Smart Money Hacks to Help You Budget for the Holidays

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Although you have until Tax Day to contribute to a Roth IRA (if you’re able to), this is the time of year that I usually reach out to my employer’s benefits department about increasing any contributions to company-sponsored retirement plans. Even better, make it a potluck, BYOB event, so everyone saves on food and drink.

Budget 328
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How Toxic Positivity Can Hurt Your Finances

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Still, most people can recognize the benefit of planning for unexpected events before they happen and even take steps to lessen the impact these topics have in our lives, like creating an estate plan or an emergency fund. Suppose you rack up credit card debt with a you-only-live-once attitude and haven’t developed a plan to repay that money.

Finance 298
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Quite naturally, while these events were unfolding, I’d find myself leaning on the shoulders of the handful of Black leaders in positions of power for guidance. Looking back, having an ally would have certainly helped alleviate the pain.

Medical 279
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16 Rich Habits

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Stay away from accumulating credit card debt. Contribute as much as you can afford to a retirement plan. 94 percent read current events. Ninety-four percent of the wealthy buy instead of leasing. These folks keep their cars until the wheels fall off, taking great care along the way so that they save money in the long run.

Mentoring 317