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2023 Financial Forecast: How to Prepare for the Year Ahead

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Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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7 Money Mistakes You’re Making in Your 20s

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for the ATM and up to $5 to your bank. To get around this, buy items you can use more than a handful of times—it’s more economical and friendlier to the environment. Paying credit card interest or fees. A credit card can be a useful tool. The credit card companies have enough money, so why give them more?

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7 Apps to Teach Kids About Money

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To start, financial literacy appears to set kids up for a lifetime of better financial circumstances. A 2017 study found that disparities in financial literacy may account for as much as 40 percent of the wealth gap between those retiring with more and those retiring with less. The Game of Life. Google Play : 4.7.

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Use Mindfulness to Transform Your Financial Well-Being

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Building a mindfulness practice starts with awareness of yourself and your environment. If you tend to reach for your debit card without thinking, for example, you might wrap the card in a post-it note or sleeve that has one of your goals written on it, like your planned retirement date or a photo that represents your next big trip.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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As a Black professional, he had been through his own set of uncomfortable interactions traveling on business and was all too familiar with the array of characters you meet and the variety of tactics used to wiggle out of uncomfortable environments. What if he wrote down my name from my credit card and used it to find out who I was?

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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. Before you start divvying up your paycheck into budget lines, it’s a good idea to decide first how much savings you need to set aside for a rainy day.

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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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That is, I had a resource and was able to use it to lift myself up as well as lift up another woman in my community. Growing up as a millennial, I and many others were taught that gender equality was settled with the 19th Amendment, which gave women the right to vote.